PEMAHAMAN MASYARAKAT TENTANG PERBANKAN SYARIAH (STUDI KASUS DI DESA MARIHAT BANDAR KABUPATEN SIMALUNGUN)

Abstract

The development of Islamic banks is currently in line with the progress of conventional banks. Despite conventional banking using an interest-based system, Islamic banking with a profit-sharing system continues to grow. However, one of the main challenges faced by Islamic banks is the limited understanding of the community regarding Islamic banking, mainly due to the dominance of conventional banks, which leads to Islamic banks being perceived as less noticed. This research aims to understand the level of community understanding regarding Islamic banking in the Marihat Bandar Village, Simalungun Regency. The research method employed is field research with a qualitative descriptive approach. Data were obtained through direct interviews with the community as well as through documents from Marihat Bandar Village, Simalungun Regency, and various book sources. The research results indicate that the majority of the community only have limited knowledge about Islamic banks, with most of them not understanding their products and services.